Collective Investment Trusts (CITs) could offer your plan sponsor clients an attractive alternative to mutual funds.
A CIT may be a good investment solution for certain tax-qualified and governmental retirement plans that are seeking characteristics not available with a mutual fund while avoiding the operational responsibilities and costs associated with a separately managed account. However, your plan sponsor clients should be aware that adding CIT investments may present certain transparency, portability, and regulatory challenges. In addition, the plan participants should carefully read materials supplied to them before investing.
For general information on Collective Investment Trusts, read our Considerations for Plan Sponsors article.
Offering a Wide Range of CIT Solutions
We offer a variety of Target Date Solutions to meet the different needs of your clients. Each portfolio can follow one of two goal-driven glide paths.
- The Retirement Glide Path focuses on helping to support lifetime income throughout retirement.
- The Target Glide Path focuses on lowering balance variability around retirement.
For either glide path, you and your clients can choose between fully active portfolios or strategically managed blends of active and passive underlying holdings.
We have a long-standing and strong history of investing in both U.S. and international equities. Our strategic investing approach is supported by a comprehensive research team that spans the globe. And many of our equity mutual fund strategies are also available as CITs.
Fixed income strategies play an important role in retirement plans, and we offer an array of domestic and global fixed income CITs to help meet your clients' needs.
Beyond traditional fixed income strategies, we are also one of the leading providers of Stable Value strategies, specifically designed for retirement plans.
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